We offer incredible microfinance banking services: current, savings, fixed deposit accounts, credits and fund transfer services via digital solutions that uniquely surpass customer expectations.
U and C MFB current account is designed to enable customers to consummate personal and third party transactions with the greatest ease. Our current account is facilitated by co-branded cheque cleared through our correspondent bank, UBA plc within the clearing cycle. You can carry out transactions on your current account through cheques or electronic channels.
Our savings products are designed essentially to promote savings culture among our customers. Our customers earn monthly interest on their savings. You can carry our transactions on your savings accounts at any of our branches or electronic channels from the comfort of your home.
U and C Diamond Fixed Deposit is one of our fast moving term deposits offering the highest returns on investment. Our Our fixed deposit maturity ranges from 3 months to 1 year and above. There is no extra cost on termination of placements.
U and C Crystal fixed deposit account is a special offering with exciting returns. The fixed deposit has one (1) year fixed maturity. The minimum deposit for crystal fixed deposit account is one hundred thousand (N100,000) Naira and has no upper limit. All you need to have a crystal fixed deposit account is either your BVN and or NIN.
U and C Promo Account is a special deposit product designed to promote savings for Christmas festivities. Customers save a minimum of N10,000 monthly for ten monthly to benefit from our Christmas largess. The customers retain 50% of their savings for the period in addition to several gift items that transform their yuletide experience.
U and C Diamond Fixed Deposit is one of our fast moving term deposits offering the highest returns on investment. Our Our fixed deposit maturity ranges from 3 months to 1 year and above. There is no extra cost on termination of placements.
U and C Crystal fixed deposit account is a special offering with exciting returns. The fixed deposit has one (1) year fixed maturity. The minimum deposit for crystal fixed deposit account is one hundred thousand (N100,000) Naira and has no upper limit. All you need to have a crystal fixed deposit account is either your BVN and or NIN.
U and C Promo Account is a special deposit product designed to promote savings for Christmas festivities. Customers save a minimum of N10,000 monthly for ten monthly to benefit from our Christmas largess. The customers retain 50% of their savings for the period in addition to several gift items that transform their yuletide experience.
U and C loan is supporting SMEs and Petty traders to unlock their economic potentials. The basic condition is a viable business with reliable cashflow. Our processing cycle is short, our rates are moderate and affordable while our repayment terms fit the customers convenience.
Our group lending model increasingly enhances our customer outreach. Group borrowers benefit from our micro credit through organized informal unions. The principal amounts satisfy customers small business needs; interest rate is affordable and repayment terms fit customers’ convenience and preferences. We uplift the economically active poor through group lending.
We care for petty traders and artisans through our petty traders offerings.
U and C MFB is currently collaborating with the CBN to support farmers through CBN’s Agricultural Credit Guarantee Scheme (ACGS). The scheme offers 40% interest rebate to farmers who repay their loan on schedule without default.
U and C Prosco loan is a target credit offering exclusively designed for civil servants to fund their household needs and investments in household equipments. The facility is secured either with salary domiciliation or e-standing order.
U and C Prosperity Extra loan is another variant of civil servants loan exclusively designed to support civil servants’ investment in income generating assets to bolster their income stream. U and C Prosperity loan is specially designed to promote financial stability and independence among public servants. The facility is secured either with salary domiciliation or e-standing order.
U and C loan is supporting SMEs and Petty traders to unlock their economic potentials. The basic condition is a viable business with reliable cashflow. Our processing cycle is short, our rates are moderate and affordable while our repayment terms fit the customers convenience.
Our group lending model increasingly enhances our customer outreach. Group borrowers benefit from our micro credit through organized informal unions. The principal amounts satisfy customers small business needs; interest rate is affordable and repayment terms fit customers’ convenience and preferences. We uplift the economically active poor through group lending.
We care for petty traders and artisans through our petty traders offerings.
U and C MFB is currently collaborating with the CBN to support farmers through CBN’s Agricultural Credit Guarantee Scheme (ACGS). The scheme offers 40% interest rebate to farmers who repay their loan on schedule without default.
U and C Prosco loan is a target credit offering exclusively designed for civil servants to fund their household needs and investments in household equipments. The facility is secured either with salary domiciliation or e-standing order.
U and C Prosperity Extra loan is another variant of civil servants loan exclusively designed to support civil servants’ investment in income generating assets to bolster their income stream. U and C Prosperity loan is specially designed to promote financial stability and independence among public servants. The facility is secured either with salary domiciliation or e-standing order.